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Stated Income Loans

Hard to Document Income

  • Fixed and adjustable rates available
  • 100% financing available
  • No income documentation needed
  • Great for self-employed borrowers
  • 40, 30, 25, 20, 15 and 10 year terms available

Many customers have income sources that may be difficult to document such as self-employed borrowers who do not receive a weekly paycheck or W-2. In the past, customers with hard to document income found it very difficult to qualify for a mortgage. No longer do you have to struggle to find a mortgage if your income is hard to document. We have many programs that allow little or no income documentation. The rates on stated income loans are very reasonable and in many cases are very similar to the rates found with conventional loans.

* Approvals are not guaranteed. All programs are subject to terms and conditions as well as underwriting approval and review. All programs are subject to change without notice.