Call Us: 800-9-ZenLoans

Damaged Credit Loans

Subprime Programs

  • A great option for borrowers with damaged credit or limited credit history
  • Interest only programs available
  • 30, 25, 20, and 15 year terms available
  • 100% financing options available
  • Pay off collections, judgements & tax liens
  • Late payments are acceptable
  • Bankruptcies OK
  • Adjustable rate programs available
  • Consolidate credit card bills
  • 2 and 3 year ARM programs available

Subprime loans are for those customers who have damaged or not so good credit. Subprime loans are also great for people who have recently declared bankruptcy, been late on bills, have open collections or open judgements. In recent years, these programs have become more attractive for people with damaged credit. Many people who thought they would never qualify for a loan because of credit problems now may be able to do so with the new more aggressive subprime programs that are available. The rates on subprime loans have decreased considerably in recent years. In many cases, the rates are within one percent of the rates found on conventional loans. Contact us to find out if you qualify for if you are not sure.

* Approvals are not guaranteed. All programs are subject to terms and conditions as well as underwriting approval and review. All programs are subject to change without notice.