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ALT A Loans

Slightly Damaged Credit Loans

  • A great option for borrowers with minor credit problems who want a great rate
  • Interest only programs available
  • 40, 30, 25, and 15 year terms available
  • 100% financing options available
  • Payoff minor collections
  • Minor late payments in the past year are acceptable
  • Adjustable rate programs available
  • Consolidate credit card bills
  • 2 and 3 year ARM programs available

Alt A loans are designed for people who may have had minor problems with their credit and may not qualify for a conventional loan. Typically, people that have been late on a bill or two in the last year or two are best served by ALT A loans. These loans usually have interest rates that are only slightly higher than those found on conventional loans. This makes Alt A loans ideal for the customer who has had some minor credit problems.

* Approvals are not guaranteed. All programs are subject to terms and conditions as well as underwriting approval and review. All programs are subject to change without notice.